KoBank. Finish rich.
On purpose.
A simpler way to save, learn, and build long-term wealth in Africa.
Good morning
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Illustrative app preview
Total portfolio value
NGN 2.8M
Concept dataSavings
NGN 1.2M
Invest
NGN 1.6M
House deposit
In 11 months
64%
NGN 3.2M / 5M
House Deposit
Goal top-up - Today
+NGN 50,000
Product preview
Investment access - Coming soon
View
The KoBank app
One app. Four ways to grow.
Goal-based savings, group savings, private notes, and practical learning, all in your pocket.
Goal savings
Save with intention. Set a target, automate contributions, and review the applicable terms before you save.
Learn moreGroup savings
Explore structured group-saving plans with contribution schedules and maturity terms shown before you join.
Learn morePrivate notes
Review fixed-tenor opportunities only when their issuer information, documents, eligibility, and risks are ready.
Learn moreLearn and grow
Daily devotionals, bite-size lessons, and quizzes. Build a streak. Build wisdom alongside wealth.
Learn moreSave
Total saved
₦1.24M
Illustrative progress
This month
+₦82K
auto-debit
Active goals
House deposit
₦3.2M / ₦5M · 64%
Family savings · 8 members
₦480K / ₦600K · 80%
Save
Goals you can actually hit.
Pick a target, set a date, and build a repeatable saving rhythm. When products become available, their access rules, fees, and any applicable return will be shown before you confirm.
- Set targets and contribution schedules
- Choose flexible or fixed-term structures when available
- Review access rules and fees before confirmation
- See any applicable return in the final product terms
Invest
Private notes, opened up.
KoBank is preparing a clearer way for everyday Africans to review fixed-tenor opportunities. No offer will be presented as live until its issuer information, documents, terms, eligibility, and risks are ready.
- Issuer, tenor, and documents shown before subscription
- Minimum amount disclosed for each live offer
- Provider and product structure identified clearly
- Account verification required before access
Investment offers
PrelaunchNo offers are currently open
Verified opportunities will appear only when their documents and final terms are ready.
How investing will workDay 12 · Devotional
Stewardship in small things
Luke 16:10 · 3 min read
Build a saving rhythm.
23 days
current streak
Learn
Build wealth. Build wisdom.
A dual library of bite-size financial lessons and opt-in daily devotionals. Read for three minutes a day, take the quiz, build a streak, and watch your understanding compound alongside your balance.
- Daily devotional, opt-in, 3-minute read
- Beginner → advanced lesson tracks
- Streaks and practical money habits
30,000+
Africans trained in financial education
1,000+
private client portfolios built
₦4B+
in portfolios managed
Privacy
clear data handling
From the founder
"We built KoBank to bring expert wealth management within everyone’s reach. Because building wealth shouldn’t depend on who you know or how much you have—it should start with what you have and how intentionally you manage it."
Dr. Adeyemi Temilola, PhD · Founder, KoBank
₦4B+ in portfolios managed. 1,000+ private client portfolios built. 30,000+ Africans trained in financial education. Featured across CNBC Africa, Arise News, News Central, Smooth FM, and leading financial media.
Stewardship
Money with meaning.
KoBank is built on a quiet conviction: handling money well is a form of wisdom, not just a math problem. Faith-rooted content lives alongside the practical, opt in if it serves you, skip it if it doesn't.
Daily devotionals
A short, grounded reading every morning. Scripture-anchored, written by pastoral writers, never preachy.
Faith-rooted lessons
The principles HNI clients use, patience, diversification, generosity, taught through a stewardship lens.
KoBank serves all users. Devotional content is an opt-in stream, never a gate. Lessons and products are written to be useful regardless of where you stand.
Security
Your money, guarded.
Verified access
Identity and administrative controls protect access to sensitive account actions.
Encrypted connections
KoBank uses encrypted connections and controlled access for sensitive services.
Clear data handling
We explain what data we collect, why we need it, and which service providers receive it.
Provider transparency
The provider, product terms, fees, and applicable protections will be shown before money is committed.
FAQ
The short answers.
How will KoBank protect my money?+
Before a financial product is made available, KoBank will show who provides or holds it, the protections that apply, the fees, and the material risks. Investment capital can still be lost.
How is KoBank regulated?+
Product availability depends on the required approvals and regulated service providers. The applicable provider, regulatory structure, and documents will be shown before you use a live product.
What is the minimum to start?+
Minimum amounts will be displayed in the app before you confirm a live savings plan or investment opportunity. No investment offers are currently open.
How are returns calculated?+
A return applies only where a live product expressly offers one. The rate or coupon, tenor, fees, tax treatment, payout mechanics, and risks will be shown before confirmation. Returns are not guaranteed.
Can I withdraw any time?+
Access depends on the product. Flexible, locked, group, and investment products may have different withdrawal or maturity rules, which will be shown before you commit funds.
Who can join a group savings plan?+
Eligibility and contribution rules will be shown for each live group plan before a verified customer joins.
Is KoBank only for Christians?+
Not at all. Devotional content is opt-in and lives in the Learn tab. Saving, investing, and group features are universal and faith-neutral.
Do I need a BVN?+
You can create an account before verification. Account verification uses NIN and BVN before money features are activated; proof of address is requested only when you choose to increase your limits.
Is KoBank available outside Nigeria?+
Nigeria first. Ghana and Kenya are on the roadmap. Join the waitlist to hear when we open in your country.
Coming soon
Be ready from day one.
Join the KoBank waitlist for launch news and a first look at what we are building.
Join waitlist